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Results (6347)
Gini Dutt-Roye Short term rental insurance
19 May 2022 | 15 replies

I understand that short term rental insurance is expensive, but I received 2 quotes, one from our regular insurance company being about 5000 dollars and other from Foremost being about >$10,000.  I literally have s...

Carl Dowdy Insurance options when property is owned by LLC
20 February 2019 | 4 replies

I'm curious what options you've found for reasonable insurance premiums when title to a rental is held by an LLC - and you want that LLC to have a few million in liability coverage. If I keep title in my name I'll con...

Ken P. Move out walkthroughs; "additional insured" on renter's insurance
19 February 2018 | 2 replies

Hi friends,Small landlord here. Three questions for the community:(1) Do you charge a fee for lapses in renter's insurance coverage that  may occur during your tenant's tenancy? Is it lawful to do so in DC? And what d...

Ryan Moore Debt Coverage Ratio on Residential MF is not a thing, correct?
17 September 2018 | 3 replies

Debt coverage ratio is only for commercial loans correct?  It is not a figure I need to be concerned with for purchasing 2-4 unit MF properties?  Is the residential loan equivalent the DTI?

Thomas Willingham Apartment Insurance Recommendations
31 January 2021 | 2 replies

First I want to thank everyone for all of the generous suggestions on various items so far.  I've been in RE for over 20y and this first small apartment complex has me second guessing everything and feeling like the b...

Account Closed Seeking recs for Builders Risk/Gen Liability Insurance Company
22 May 2018 | 3 replies

Hey BP Community! Does anyone have a good recommendation(s) for an insurance company providing builders risk/general liability policies for house flipping? We are located in Nashville, TN, but can go with national com...

Rose Gordon Freddie Mac financing
28 June 2017 | 3 replies

Can someone explain how to calculate a 1.25 debt coverage for a 1 million dollar loan and a 10% liquidity. Does it have to be all cash? I am new to this and I am looking at a multi family unit.

Sterling Stroud Tenant refusing to get renters insurance
18 November 2022 | 50 replies

Hello, So a potential renter of mine is insistent that they do not need renters insurance even though I have told them how cheap it is and that it is highly recommended. Renters insurance is not required by law in Vir...

Konrad L. MF Insurance: Actual Value vs. Replacement Value Opinions
1 August 2017 | 7 replies

Hello Everyone,I will be closing on my first MF investment property in about two weeks.  One of the things left is to pick out homeowner's insurance.  I've been shopping around and have gotten different quotes for Rep...

John Chapman Property Insurance Consultant
24 June 2020 | 8 replies

I have over 20 properties-- from apartment buildings to single-family.  My properties are insured by five different carriers and I have two umbrellas.  Can someone recommend an insurance consultant that I could have r...