Hi, i am pre-approved for a 50k credit line from a local bank, if i just apply it and and not using it, would it affect my DTI ration for purchasing a home in couple months? thanks

I haven’t bought a house yet but I would like to use my first time home buyer option to start my real estate portfolio. I’m just wondering using a first time home buyers is a conventional loan the only option with fir...

How would you invest 120,000 and what would be the best strategy?

Hey BP peeps,When seeking a HELOC, does anyone know of a financial institution that works well with clients that lack W2 income? Most if not all of my income appears on my Schedule E as rental income from a college re...

I went to a meeting two nights ago and heard a pitch for startup money. The basics of it were if you have a credit score of 680 or higher you can get up to $150,000 for a 10% flat fee up front and 0% interest for the ...

How many credit cards do you have? I have 1 that I been using for the last 4.5 years. I read some people have 10 to 20, I am trying to get my score over the 800 mark.I was also looking to apply for the Lows, Home Depo...

It is more desirable to a lender to see a credit line paired off in full quickly or to credit lines paid off on time over a stretch of time?I have student and auto loans and I believe if I paid them off as quickly as ...

Looking to free up my VA loan , is it a good idea to convert to a conventional / FHA and use my va loan for an investment property ?

I was inquisitive about these so called Credit Score Improvement companies and how they work. So, I looked into them to see what they could do for me. I was astonished at what I found out about how they operate!1. Whe...

I've been deeply immersed in researching real estate investments since I recently had a business sale that resulted in substantial capital gains. As I explore my options, I'm particularly interested in funds like Tril...