Janice R.
Applicant with Deferred Student Loans
Hi all,I have an applicant that I'm on the fence with - satisfactory income, good references and low debt. But she has a balance of 50K of deferred student loans dating to 2002, so I can't decide if this is going to ...
Ginger Spurlin
Quickly Becoming Over Leveraged on Credit Card renovating a House.
What do you when you used credit card debt to renovate a house that was over budget and still need to finish the renovation?
Manzell Blakeley
"DebtShredder" and other schemes
A friend recently introduced me to this "debt shredder" product, which they claim will do things like automatically structure your debt repayments (such as a mortgage) in such a way as to decrease total interest you e...
Keegan May
IM AT A CROSSROADS, sell and start over debt free or BRRRR
Hi there! Long time listener, first time caller . I feel I'm at a crossroads. I'm moving out of my single family home and moving in with a friend so i can rent out said home for roughly $600 after the mortgage every m...
Paolo Ruggieri
debt to income issue for my buyer
All - I am trying to sell my house to my tenant. It would be a huge WIN-WIN. I need to get him qualified for financing. I went through 3 mortgage officers and brokers I worked with in the past... they all told me the ...
Ami Sapir
An American Nightmare
My name is Ami and I have made a pretty big mess of things. Here are some details of my life:- Sales Manager of a sales team in the IT universe earning about $85k/yr- Wife has an office job paying her $60k/yr- We owe...
Tammy Ginsburg
Advice on scaling
Hello,Would love any advice on this! I got my first multifamily back in January of 2023, which i am currently house hacking. I have some problems now scaling to my next property. I got myself into some credit card d...
Adam Hays
Tax Lien, Medicaid Lien, Credit Card Lien
I found an absentee owner property today while driving for dollars. I managed to make contact with one of the owners and its complicated. In a nutshell: mom signs a beneficiary deed in 1995 listing her 3 kidsmom signs...
Antonio Bodley
How do you protect yourself in subject to deals?
What is the best way you can protect yourself in a subject to deal if your tenant buyer starts missing payments leaving you on the hook to come out of pocket to keep up with the mortgage payments? What if a person in ...
Kassie Carrell
My rental property is worth 120K. Profit?
I have a house I rent out for 1300 a month. I owe 60K. It's worth 120K. How much should I be making annually on this income property. I feel my numbers are very low, but I am new at this so I am not sure. After taxes,...