i took a class with Richdad poor dad a while ago and the guy said that you want to have as many credit cards as you can get.  i have heard that having too many credit cards hurt your score.so my question to you is, wh...

So I have a question. My fiancé and I have been engaged for a long time. We both want to get married this year, however I have good credit and she has very bad credit. We both want to buy a 4 to 6 units apt complex th...

Hello BP. I found this deal that seems promising and I wanted to run it by someone to see if I am missing anything. Note: The numbers listed are provided by the seller and haven't been verified yet. Some numbers are e...

For an investor who is house hacking which loan option is better? Conventional or FHA. I learned that typically for FHA you can put down 3.5% but for conventional you can put down 3%. For the FHA you get charged twice...

Hi everyone so not sure if this is right place to ask this but does anyone know how credit scores work? I had purchased a property 10 years ago, walked away from it in 2007 after losing job and at that time bank not w...

Today we closed on our first 2 rentals today!!!  Now the screening process begins!  Any good tips or recommendations for screening?  We are new to this process and would like to get good tenants to make the first expe...

Hello,I really need to refinance a property- currently paying the mortgage and loans/cards that I used to rehab it. However, my credit score is low (mid 500s-because of this) and I am out of money. Refinancing it woul...

Hey Lender Friends,

Do you specifically know which version of the FICO score you use for qualification? — i.e. FICO score 5, FICO score 8 etc. — Is it typical for a lender to know or not know which one they use?

Thoughts?

Can someone give me some advice on how to repair my credit. There are alot of companies that claim to repair credit, raise credit score, etc. Who is legit and who isn't?