![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/735006/small_1621496360-avatar-jasonw205.jpg?twic=v1/output=image&v=2)
Im in the process of starting toBuild a buyer's list in Cleveland and surrounding areas. Found some but want to add afew more, any ideas where to start or a process to take? Need advice
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1489926/small_1699758279-avatar-colettem5.jpg?twic=v1/output=image&v=2)
This is my fourth loan with this lender, one week from closing, my LOAN ESTIMATE includes a $5,500 fee for a 6. percent on a loan of 308,000 1.804% of loan amount. (this is up from 5.77 on 4/6 no points)He says "if y...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2149669/small_1663023789-avatar-samc285.jpg?twic=v1/output=image&v=2)
The total loan is 135k for a 180k property. The loan originating fee of 3.4k seems high. My closing costs are almost 9%. Does this seem normal?
A. Origination Charges$3,412.5001 % of Loan Amount (Points...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/140270/small_1727386517-avatar-brandonscott79.jpg?twic=v1/output=image&v=2)
I have heard about 30 explanations of seller financing, but it seems that everyone's understanding or explanation leaves something to be desired...what are the actual steps?1) Negotiate the deal2) Negotiate Terms/Ente...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/421737/small_1621450834-avatar-housejockey414.jpg?twic=v1/output=image&v=2)
Hello!I'm new to BiggerPockets, but it was highly recommended that it would benefit me.I am pretty established, for a small fish, in the real estate game. I own several properties and am at the point where I want to ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1267739/small_1621510826-avatar-richardb338.jpg?twic=v1/output=image&v=2)
Hi allI have 50K cash + 200K in Self Directed 401K to invest. However, my big challenge is that I didn't have much income for the last 3 years as my business was just breaking even. So there wasn't much personal incom...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/760260/small_1695757108-avatar-robroyusa.jpg?twic=v1/output=image&v=2)
Hello!Is it possible to combine a VA loan with a conventional loan? If the primary residence purchase price would exceed the VA loan limits?I purchased my primary residence SFH in 2014 for $307,000 using $0 down (not...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2697934/small_1680820577-avatar-taylorw240.jpg?twic=v1/output=image&v=2)
I currently own 3 rental properties (1 free and clear), in addition to a primary residence and secondary residence. The three rental properties were purchased in my name and then deeded into the LLC that I use for my ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2870303/small_1706821647-avatar-abbyf19.jpg?twic=v1/output=image&v=2)
Hi! I just recently moved back home to NJ for work and decided to move back in with my parents (not fun but ironically closer to where my job got transferred rather than getting a place) so I am saving a ton more mone...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1204410/small_1621510179-avatar-seanw131.jpg?twic=v1/output=image&v=2)
Does anyone have experience borrowing residential loan of $50k or under? I heard most banks won’t lend for such low amount. My banker from Chase said he ‘believe’ the lowest amount they can lend is $10k. He doesn’t so...