Dean Suzuki
Where do folks put their emergency cash reserves?
Hi,
I have been reading the posts and have set aside money for an emergency funds for our rental properties. The funds are currently sitting in a bank savings account earning close to 0.01% interest. I am w...
Risha Walden
HELOC on Investment Property
I have an investment property that currently does not have any mortgage. I would like to open a line of credit on this property but the first 1/2 dozen places I have called, have done mortgages with these banks in th...
Scott Trench
When is it time to Diversify?
Howdy, wanted to ask the advice of the community here in discovering when the correct time to diversify is as far as real estate investing goes. I'm financially prepared to purchase properties 3 + 4 as things stand (I...
Jayden Hamilton
I have 100k in my checkings account
I have 100k sitting in my checkings account doing nothing, I own 1 single family home that is completely paid off and I own a duplex that I owe 115k on. Should I buy more real estate with this 100k, or keep it as mone...
Jessie Redd
Pay off primary residence or invest
I have a friend who is trying to decide whether or not to pay off her primary residence with the cash she has on hand. She has 3 Investment properties ($470k) she owns without mortgages generating $35K (not the greate...
Daniel Mills
Passing on my portfolio to my Japanese wife
Hi guys,I'm not sure this fits in a general discussion, but here it goes:I am a US citizen living and working in Japan. I own 8 single-family properties in the US which are all on conventional loans. They are owned in...
Ryan Burnham
Let’s see how we may be able to help each other
I’ll give the details of what I’m looking for in case you don’t care to hear my backstory. I’m looking to stop making excuses and want to start exposing myself to real estate in some manner to better understand it, ma...
Greg Szymbor
Brief Description of PMI!
What is PMI? PMI, or private mortgage insurance, is a lender's protection in the event that you default on your primary mortgage leading to foreclosu...
Trevor Richardson
Current interest rates for investment properties
Investors are finding it difficult to keep up with interest rates and the lending market.
Residential (Single Family and Multifam up to 4 units) - On average, we are seeing rates 0.75% higher than owner-occupied loan...
Tyler Patterson
Infinite banking system
Does anyone use whole life insurance as the infinite banking strategy for their real estate deals? I'm trying to decide whether or not I should use it but there's so many people that say not to. I'm not sure what to do