Jeni Lu
Pay with all cash, or use as down payments?
I will soon have access to a lump sum of money ($40K) from refinancing a rental home that I own free and clear (I paid all cash, fixed it up, rented it out). Should I use that money to buy another rental home using...
Danny Lyu
My 2 Options: Personal vs Commercial Loan
Hi All,
First-time poster here. I’m currently in the pre-approval process to purchase a 2-4 unit multi-family property. I’ve approached a local bank in Upstate New York offering a 30-year loan with a 10% down payment...
Stephanie Hairston
Where to start?
I live in a small college town and I'm interested in buying an investment property. However, there are a lot of large apartment complexes that cater to the college students and I'm sure that the rental market is very ...
Stephen Jones
Quick question regarding a HELOC
BP,I applied for a HELOC around 3 years ago and got approved for 60K. My question is, after substantially paying against the note and my house going up in value over the last 3 years, am I able to re-apply to potentia...
Tyler Speelman
Lender will do 80% of purchase price and not 80% of appraised value.
Hi fellow real estate investors, We have a home under contract that appraised above the purchase price. Prior to the appraisal the lender said they would do 80% LTV. Lender is now saying they will loan on 80% of the p...
Kareem Protain
HML for Commercial Property?
Hello BP world! This is my first post and I just wanted to ask, although I have a good idea of the answer, and so I feel a bit awkward for asking, but is it smart to use an HML to purchase 2 fam+storefront property? I...
Alan Charles
Is 20% Cash on Cash Possible with minimized risk?
Here is a question that I was asked the other day that got me thinking. I wondered if anyone could be more creative than I was in finding a solution to this challenge as my answer was a dull buy and hold and keep fore...
Rodolfo Delacruz
Start investing
Good afternoon I am looking to get started into the real estate investing. I am thinking of starting off with private lenders money, any advice would be appreciated.
Here are some of the questions that come to mind ...
Sam Chen
RE syndication vs. crowdfunding?
I'm new to the RE world and BP. I am hoping someone someone could clarify the difference/if any between a RE syndicate and crowdfunding. Also any resources pertaining to RE crowdfunding would be appreciated!
N/A N/A
More than 20% down payment for income property?
I am not looking to flip or do anything short term.
I want to buy a rental property for between 400k-2 mil, and I want it to produce positive cash flow and be extremely low risk.
I am in Southern California, and wou...