Unless you’re independently wealthy, when you purchase real estate you’ll need a real estate loan to close the deal. Such loans, usually called a mortgage, is the fiscal vehicle by which property buyers finance their ...

I see a lot of online companies promising extremely attractive rates for conventional loans. Some have even said they do 3.75% with no points, with 740 credit or above. Now, I have talked to lenders in person and ever...

Hello all,Hope everyone is well and safe. Me and my girlfriend are in San Diego, CA and plan on buying our first home. We will begin reaching out to lenders soon, and I wanted to know how we should go about that.What ...

I'm a first time home buyer looking to buy a $300,000 SFH in Indianapolis and I was was wondering who some of the best FHA mortgage lenders in Indiana are. For context, I'm a single, young professional with a 740+ cre...

Three words. The three words that I am about to type could end up saving you thousands of dollars in wasted money. Here it is, are you sitting down? Run your numbers. Run. your. Numbers. Why? Because sometimes a highe...

The first time I got a mortgage was 3 years ago buying my first home, that is and still will be my primary residence. Back then... I knew nothing, and felt like the lending process was super veiled and not really setu...

So with refinancing my rental, I'm finding it easy to compare the simple stuff: rate, points, ltv.  Next level stuff for me will be the closing cost.  Some lenders have provided me a complete list (see image below).  ...

Wondering if these cash out refinance terms on a primary residence are good or if I should keep shopping around. Here are the round numbers. Any input is very much appreciated! Remaining on current mortgage - 172kCurr...

Hi,Wife and I are ready to purchase our next home. We can do the 20% down on most homes we’re interested in. Can I/should shop with different lenders? I’ve used the same lender for a couple of homes but have never loo...

Hello everybody,
So shopping for a mortgage after getting an accepted offer i find out that we have to pay mortgage points on top of the closing cost when getting a mortgage.  Is there a way to bypassing that?