Martin L.
Mortgage, or cash and refi?
I'm looking to buy additional properties, but on an indeterminate timeline (never know when a deal will pop up), and I'm wondering if it's better to go through the mortgage dog and pony show or just buy cash and refin...
Nick R.
What value may these items add to an appraisal?
Hi all,I had an appraisal done this past July when I refinanced and it came in at $177,000. I'm planning on selling the property now and since the appraisal was done I've made a few improvements and would like some op...
Jose Hooker
Looking for a Mortgage Officer
I am a REA in central Florida and I have a client who did not pre-approved with my office mortgage person. According to the mortgage officer, the issue was the lack of credit history. One of the suggestion was to crea...
Katie Ferguson
Pay of debt or buy a STR?
Cross posted*I am in a unique situation and would like to know what you would do.A little back story- My husband and I were in the beginning stages of building a new primary residence. My aunt filed for divorce, knew ...
Ryan H.
Landscaping to Add Value
To what extent does landscaping typically add value to a property for the purposes of appraisal and re-financing, compared to other improvements?
Thang Nguyen
Creating a Property Mgmt LLC to handle expense for 6 rental LLCs
Hi BP community,I currently own rentals in my own name and they are commingled with my personal finance and being protected with a $1M umbrella policy (not smart so please don't judge). I would love your advice on th...
Colleen F.
HW baseboard heating, smokey burner,and cleaning is this fair?
SF unit with hot water baseboard. Tenant calls saying the oil burner off the kitchen started smoking up kitchen/dining area. Turned off the furnace and accelerated the furnace cleaning by 1 week. Furnace was fine, ma...
Thomas Neuberth
Purchasing in-laws' home & renting back versus providing loan to pay off mortgage
Simply put, my future in-laws did not plan for their future.They periodically ask my fiancee for assistance with emergency expenses. I see her future burden, financially, but more importantly emotionally, as my burden...
Samuel Propersi
Introduction/mortgage question
Hey BP!
My name is Sam, my wife and I are currently looking for our first home/investment in St. Paul, MN. I've been browsing the boards for a few weeks absorbing as much as I can and I'm slowly working my way throug...
Rick Howell
How You Can Improve Your Credit Score
Improving a credit score does not happen overnight.Why?Most creditors only report to the bureaus once a month. However, there are a few steps you can take right now to start cleaning up your credit blemishes and here ...