Hello Everyone,  I am re-posting this question to change the subject from HELC to HELOC so it will hit user key words. Thank you. My wife and I are trying to buy a duplex in our town. We already have a nice SFH that ...

So I went to my bank just to see what kind of rate I could qualify for and I got pre-approved at 4% interest rate and 4.35% APR. What's the difference between the two and is this a good rate? My credit score is 800-81...

Hoping to get under contract on a duplex as an owner-occupied property in next couple of days.  I'm using FHA so I can put 3.5% down.  I thought then when I eventually have 20% of the loan payed, the MIP would be canc...

Hello yall,I'm moving with my girlfriend and her son to Dallas (where I'm from) from Long Island, NY mid-October. I want to buy a duplex as an investment using an FHA first time homebuyer loan. My plan is to rent out ...

I'm hoping to get some people's opinions on FHA vs. Conventional Loans. It seems that in the long run (assuming one can afford the higher down payment, closing costs,etc.), it is better to get a conventional loan? How...

Hey guys, was hoping to get some opinions on refinancing my homestead. I am fairly new to real estate and want to make sure I am analyzing this correctly and not missing any major considerations. Please let me kn...

Hi All,I'm looking to get some community input on how you would finance a househack. I'm looking to purchase a 2 - 4 unit property and live in one of the units. I know that doing an FHA mortgage is quite popular on BP...

Does anyone have any helpful tips for removing or reducing PMI on an existing mortgage? The house I currently live in has a monthly mortgage payment of $1950, $300 of which is PMI. My wife and I have lived here fo...

Hello, all I was reading about the FHA loan and was wondering if you could use the FHA loan to purchase your second home if you haven't used already used it for the first home. So for instance if you use a conventiona...

Looking to get a multi family home and live in one unit (duplex,triplex,or quadplex). Should I get a FHA loan ? What are the pros and cons ?