Alex Hamilton
Required Credit Scores
Just got turned down by a mortgage Lender on a refinance I was trying to do. Said my Credit Score (Middle Score) was 619 and their underwriters needs was a 620 Score. I Checked my FICO and it was 640. Anybody know ...
George Torres
Getting an auto loan to help repair my credit so I can invest
This might be a dumb idea, so forgive me. My credit is terrible but I make good money and I'm looking for a way to build credit fast. I was thinking of taking out an auto loan instead of paying for my car in cash for ...
Felicia Gossett
Using home equity to buy real estate
I am new to real estate and would like to find a way to get started. I don’t have much money saved and I’m not able to get a loan. I do have a house I bought it 2013 through a foreclosure. I owe around $79000 and It’s...
Neil Dyer
If I have bad credit, how do I start investing now?
How do I get started with bad credit? Do I need to wait until I improve my credit score before I can start? I've heard about getting owner financing and lease to own, are these the only ways to get a start?
Brian Gibbons
CFPB and Credit Repair - Beware!
Below is today's CFPBs Bulletin on Credit Repair Companies (Fraud)I have assisted Tenant Buyers get mortgages with damaged credit and high DTI since 1986.If you are recommending some credit repair companies to tenant ...
Wilson Lin
End of quantitative easing - How will this affect RE?
The fed announced today that it would be ending its 6 year period of QE. The labor market has been recovering and the feds expect national economic recovery to continue amidst a global economic slowdown. They also me...
Jason Miller
experian adds rent payments to credit report
http://www.experian.com/rentbureau/renter-credit.html
Rent payments can now be part of a tenants credit report. Not just late payments or judgments.
This could be another tool to get tenants to pay on time or help...
Ryan Cameron
Using alternate sources of Funding for deals
I was just kicking around this idea since watching a video last night.
Using lending sites such as lendingclub to finance my next deal.
Pros:
-easy application process (takes about 2min online)
...
William Schuster
Reintroduction from Moscow, Idaho
Hey everyone,I've been a member of BiggerPockets since 2013 but never did much with my membership except read the Ultimate Beginner's Guide and made a few posts. Now that the end is near on my Bachelor's degree, I wan...
Ye'Chiya Harper
How can I use our savings to buy our first home and invest?
Hello All! I'm a newbie with much to learn (I'm not even sure if this is the correct community I should be posting to, but I'm sure someone will let me know). However, I'm having this dilemma (or if it's even a dilemm...