Suzanne B.
Loan 75% LTV with no down payment?
I've found some investor-funding companies that offer, for example, "75% LTV lending with no down payment." I'm having a hard time wrapping my brain around this. Does this mean that if the value is $100k but you are...
David Gwilt
HELOC on Home & Retirement Funds
I recently had a client indicate that he has a HELOC available to him based on the equity in his property and the value of his retirement funds. Does anyone know of banks that will do this with a high LTV (around 90%...
Daniel Toshner
Refinance questions
I have properties that I have owned for less than year that have appreciation on them. I'm at a 25% LTV on these properties that are all currently rented. I just had second round of appraisals done on properties and...
Tyler L.
90-100% LTV for flips in Massachusetts?
My partner and I are looking at foreclosures in New England in the $250k-$350k range to rehab and flip. We’ve looked at hundreds of listings to familiarize ourselves and have found about half a dozen gems (light rehab...
Tony Marcelle
How much equity is recommended?
When buying high equity homes, what minimum to maximum amount of equity is suggested? That can be either percent or dollar amount.
Raj Kissoon
Hard Money Calculation
Hi Everyone,New to investing, but have been studying and speaking with lenders. I am trying to fully grasp the HML calculation. Assuming I am approved for 65% of the ARV. In speaking with an HML this is basically w...
Shawn McCoy
BRRR LTV Rate and IRR
This is just a random thought that surprised me, but might be well known to more experienced investors...
I've been doing some modelling ahead of launching a fund doing BRRRR investing. I was looking at the impact on...
Jonathan Carter
Private Money (mortgage) Lending
So I have been approached by an investor with an opportunity to provide a private mortgage on a fix and flip. I've never done any PML but I do want to start. I'm trying to educate myself as quickly as possible. Her...
Leslie B.
Newbie - Urban Transportation Planner - Bay Area & Stockton, CA
Hello! I am interested in owning rental properties in the Bay Area and Stockton areas of California. I live in San Francisco and have a goal of owning my own home (SFH or multifamily) in San Francisco, Oakland, or nea...
Bruce Weisenburgh
Is there a recommended limit when Cash Out Refinancing??
After buying our first rental last fall with cash (LLC with business partner), we are currently refinancing the first property to a cash out refinance in order to invest in second property. The appraisal came back alo...