Hey BP community!Something a lot of homeowners, and even investors, occasionally forget about.  PMI...If you put less than 20% down for your home when you bought it, you’re likely paying PMI or private mortgage insura...

Starting March 20th, new FHA borrowers will be paying 30 bps less in mortgage insurance. The premium right now is at 0.85%. It will now go down to 0.55%This is huge for those that have higher loan amounts. Yes, MI is ...

The Seller is not being asked to bring a separate check to closing to pay the Buyer’s Closing Costs. This is a very common, simple Paper Credit at closing.  Keep in mind, if a seller is willing to discount the price e...

Todays 30 year fixed rate mortgages are an astonishing 7.1% Based off that I am finding a lot of properties that, if at a 3.5% interest rate, would have a great 9% C on C return. Unfortunately at 7.1% I am seeing basi...

For those who seek private/hard money lending, what is more important to you?Lower Rate/Points vs. Higher Leverage?Let's assume all other terms are the same. Which do you prefer and provide a little explanation of why...

I have 3 rental properties in MA, and i just got them stabilized. They are now cash flowing well, and i have really low fixed rates. My question is should i take out equity for more, or should i buy more slower with t...

Sorry for multiple posts today but I am sitting at some major decisions this week. I am under contract to buy a 5-acre land in Georgetown, Tx. The land is located about 2 miles from a major freeway but on a county roa...

Hi every one, 
I have learned a lot from reading through other people posts but it couldn’t apply those recommendation to my own situation. Long story short, we are a family of two ( mid 40th) with the cash flow of a...

Hi all, I am in the process of closing the property. Appraisal value comes out lower than the purchase price and lender is only willing to go 75% of the appraisal value. Is there anything that I can do?

Hey All, I'm trying to get some feedback on a financing question.  I will be seeking financing for a $150k loan as an investor with a standard lending institution.  I can either do a 20% down payment and obtain a 4.62...