Christopher "Bear" DeSanctis
DSCR Ratio - how is NOI estimated
Considering that DSCR = NOI / Debt Service and NOI = Gross income less operating expensesWhen institutions are looking at operating expenses for a new purchase, how are they calculated? For example, if we know the g...
Geronimo T.
Investor loan down payment
I'm calling different banks asking what downpayment for investor loan is. Lowest I got is 15% for single door. If I get duplex, triplex or fourplex, then it's 25%. I'm in Texas. Is this standard? Is 15% good? Has anyo...
Tom Hacku
DFW Investing Strategy
Hey guys, my girlfriend and I are brand new to the Dallas Fort-Worth area and are looking to dive into real estate investing in the next 6 months or so. I am still new when it comes to real estate investing. Right now...
Rob B.
Portfolio Residential Loans
How does financing work on residential portfolios? I'm looking at a portfolio of houses (9) in the Central Valley, but I'm wondering how financing for a portfolio of SFRs works. Is it a series of residential loans or ...
Cecilia Nsiah
BRRRR refinancing in Central PA
Hello All, I'm ready to BRRRR my first property and after reading the BRRRR book I want to ensure I have the refinancing portion sorted before purchasing. I'm having trouble finding a financial institution that will h...
Alex F.
REO Sale-what does it change?
REO Sale per listing, bank owned, it is a commercial standalone building for 1M. What does this REO change in terms of negotiations, etc?
Ivan Perezvilla
How do I Cash out Refi?
Hello everyone first time posting. Quick background. I own two duplexs that I purchased through conventional financing so my DTI is pretty tapped out. That being said i want to BRRRR my next property (or 10 properties...
David Baker Jr
Fix and Flip questions
We are just starting out on our first Fix and Flip on our own. We have 27+ years experience in the construction industry. The questions we have, Is it best to use a private investor or a financial institution to fund ...
Sacha Ferrandi
What are Hard Money Loans?
Private money or hard money loans are loans secured by real estate that are often funded by private parties and are typically offered at higher interest rates than those offered by an FDIC-insured bank. A traditional...
Kevin Daniels
Any Good Seattle Financial Institution to Contact For Pre-Approval?
A brief backround summary. I am in the early stages of getting into real estaet and I have been advised that knowing my potential borrowing power will help me focus my energies on properties I can realistically pur...