If my debt to income ratio is currently too high to be approved for a conventional mortgage loan, can I start an LLC and get approved for a mortgage loan through the llc? All provided I’m putting down 20-40% down of c...
Hello Investors! I’m really interested in buying a duplex and renting out both units. I may have the opportunity to be approved for a 3% conventional loan. In my search I was trying to recieve an FHA BUT WAS OFFERED T...
Hey!I am trying to house hack a property, but am being told my DTI is too high and they cannot accept my future rental income to help it. DTI is at 53% they said. I am currently house hacking in a duplex, but would li...
Hello all! I did a quick search and didn't find anyone answering this question so -Can anyone recommend a conventional lender with:- good rates- can finance in multiple states (FL and ME) and- can work multiple loans...
Hello, I'm looking at buying a couple of rentals at 70% market value. Has anyone found and had good experience with lenders with a 3 month refinance or "seasoning" period? I've been told about some online lenders in t...
Using conventional financing, are there ways to get a loan with less than 20% down? This would not be for a primary residence.
Hello BP, I am trying to get some bigger pockets! I am a new landord in the Bay Area, and my family and I just relocated to Sacramento. We are looking into REI in Sacramento, and currently looking at our lending optio...
Hi, we are closing soon on our first home.. yay! We have been working with a lender that is a family friend but they are encouraging us to shop around for lenders and search for better rates.- Any recommendations on l...
How do I get access to MLS listings? New investor looking for off market properties. Any ideas?
I've been searching but could not find this exact question. Sorry if I'm asking something that has been asked before. My wife and I have a large growing family and a home that perfectly fits our needs but want to expa...