From my understanding, mortgages are considered riskier investments than most other loans because the borrowers can repay early with little to no extra cost. If I hold a 6% bond and the rate on new issues drops to 3%...

Hi all! I am new to this group, and have a loan refinancing question. When evaluating your loan vs. your rental income, is it better to get a longer-term loan (i.e. 30 years) and have higher cash flow versus a shorter...

Sorry if this post is in the wrong section. I have a FHA/PMI refi question. I own a side by side duplex. After 5 years still owe $285k. Im refinancing to remove the PMI and also to allow me to use FHA again with a 3.5...

I am looking to do my first cash out refinance but I have a couple of questions. I don’t know the worth of the house. I had an appraisal done about five years ago but we have another bedroom to count now in terms of c...

Hi, Quick question on investing in motels. Does cost segregation and double depreciation apply to motel investing as well? I know for multifamily a general rule of thumb is roughly 35% of the purchase price can be dep...

I'm planning on buying my first rental property next summer & I was planning on borrowing money. Besides the bank, I know that hard money lenders get paid back with high interest rates. What types of other terms w...

Hi, I want to build a 3 bedroom house to rent out, but my income is a bit low (60k) to qualify for a loan (need 80k). The property will cash flow the day it's completed and will have 20% equity since i'm building it m...

Situation-I am using a non-recourse loan along with my solo 401(k) funds to purchase a rental home.

Borrowing-130,000.00

Loan term options

Fixed rate20 year loan 6.5%

Variable rate 25 year loan
10/1...

I am starting to wholesale properties and am meeting with some potential investors. What kind of terms are fair to both sides? Are you giving away equity or simply paying interest rates and possibly finance charges as...

I first posted to these forums about 1-2 months ago looking to get plugged into the community and meet people. Since then, my group and I have closed on our first property in Pensacola, Florida. We bought it using BRR...