Alexandra Bozzi
Marketing Mid-Term Property for Renters in Philadelphia (south)
Hi! Looking for advice for a marketing a mid-term rental in South Philadelphia.
Background: Bought the property as my primary last November (new construction), furnished slowly over the past year, and have listed o...
O'brian R.
Rate Shopping: How long to still be considered 1 inquiry?
Hey BP! I figure I should just ask the wise BP community, but I've seen and heard different answers as to how long of a period one has to shop mortgage rates and to still be considered just one 1 credit pull. In some ...
Brian Wilson
Building your credit
Good Morning BP!I'm at a bit of a cross road, and thought I would seek out some sage advice from the more seasoned individuals here on BP.Goal: Trying to increase my credit scoreCurrent stats: (score 709 according to ...
Kat Hudson
When apartments do credit checks are they soft or hard inquiries?
I've asked one apartment I'm interested in and they said they didn't know, that they used a program called Resident Check. I know hard inquiries drop your credit score. Do most apartments use third parties to screen a...
Timur Abdullin
Mortgage Pre-Approval & Effect on Credit History & Credit Score
Hello Everyone:
The Problem:
Please clarify the following in addition to providing an in-depth explanation and examples: Does requesting a pre-approval (PA) from a bank or a mortgage broker or a web site result in a...
Brandon Kingcaid
How to shop around for mortgage rates
Better Mortgage says they will only do a soft pull of my credit in order to give me a customized rates table and loan estimate. It has always been my experience that when a company says they are only going to do a sof...
Uri Robinson
Pre-Approval w/o a Credit Check?
Hey BP’ers! Is there a way to get a pre-approval letter without having to get a Hard Inquiry on my Credit Score? I’m in the Upper 800s and super meticulous when it comes to my credit. I’m currently interested in a D...
Ashley Sanchez
700 Credit Score for First Time Invesor/Buyer Funding
Hi everyone!
Quick question--
I will be purchasing my first home and recently decided shortly before joining BP that I would purchase a multifamily home instead of a single family home in Ga for all the mang benefi...
Brandon Stewart
What do you use to pre-screen your tenants?
I need to pre-screen applicants to see if they would make a good tenant for a lease option. I need to pre-qualify applicants to see if they could make a good tenant AND get approved for lending before the end of the l...
Adam Heseltine
Improving Credit Score -
I have started doing some research into this and am curious if anyone has had success in removing hard inquiries from their credit score? Is this something I should so myself / use a service to do it (how much is tha...