I'm so noticeably new to this. It's been hammered in my head to screen and check for these things. When it comes time to do it, I thought I'd enter the info, pay the appropriate fees online and be done (yes, I have...

Hello Everyone,I recently applied for a VA Loan through a mortgage banker. After the mortgage banker pulled my credit history, I was told that I "don't have any credit history, and therefore no credit score". The mort...

I recently applied for conventional financing to secure a property (VA). Unfortunately I am having some DTI issues and I work 1099, so I am cash heavy but no one wants to lend because I have less than 2 years of 1099 ...

Hey BP Family,

Does getting pre-approved for a loan hurt your credit score? What if you don't get approved with the bank and try again with another bank? How many times should you do this before you decide on other f...

I know this is case by case, but I am wondering if your HELOC lender pull credit report at closing? And how many credit bureaus do they pull?

I have been trying to get a pre foreclosure of NOD / Lis Pendens list for Washington DC.  The county courts say it is public information but I have to know the exact address to find if there is one.  There is no way t...

I've received an application for my Uptown rental from a Canadian citizen.  How do you guys check credit for a person from Canada?

When I was younger, before I knew that hard credit inquiries had any affect on credit -before I even knew that you couldn't get credits cards without having any credit score, I applied for a few things and now I have ...

Working on a cash out refinance for two investment properties in DC. Credit agencies aren't reporting correct revolving credit line balances/utilization and lender is suggesting rapid rescore to increase fico. There's...

Hello all,

I've been reading a lot here there the last few days. Lots of good info! I have a question. I am an older returning college student who is very interested in getting into REI ASAP. I have two years of sch...