I should start by saying I just joined the forum and posted two situations that make us unlikely candidates to qualify for a mortgage (I think). We are very green. We do have EXCELLENT credit and have a mortgage on a ...

Does any one have experience with Bank Statement Loans? Im a self employed IT contractor and it's time for us to buy our next house hack. I have over 2 year's tax returns but I have some heavy write offs that make me ...

Hello! What are my options for coming up with the down payment for an owner financed deal? The owner is wanting 20% down. I currently only have enough capital for about half of the required down payment. Can I use tra...

Scenario: I recently bought a home to use as a 100% vacation rental in another state. I used a traditional lender and it's a personal mortgage. The rental is doing extremely well, and I'm on track to make cover all ex...

Hi I am looking to buy a bank owned property that needs work. My question is if i purchase the property with a first time buyer loan how will I get the money to repair it any advice appreciated.

Ok, here is the situation... I am trying to purchase a condo for my primary residence.  So far, I was declined by traditional financing (portfolio loan) because my DTI ratio was too high, though I have rental properti...

I have a portfolio of 5 small (6 to 10 units) apartment buildings in Suburban Chicago (close to city).  37 total units.  I have converted most of the units to furnished rentals (mostly mid-term rentals).  This lodging...

I am new to the Tampa Bay Area as of August. I am 21, I work full time and go to school full time and I would like to start investing now so I don’t have to work my a** off for the rest of my life.
I am considering b...

I am looking to purchase my first rental property. Love the idea of house-hacking and the ability to use FHA loan. However, my area of CT has minimal options for multi-family homes. I am at a point where living with r...

Short-term rentals have become a lucrative venture for many property owners, offering a flexible income stream. However, accessing traditional loans can be challenging, especially if personal credit history isn’t favo...