I’ve been reading about asset based loans. Many people I speak to aren’t familiar with them, they seem to think they are the same as hard money loans. Can asset based loans eventually be refinanced to a conventional l...

Hello, has any used a debt service coverage ratio loan? Makes sense to me to get the loan based on the value of the deal. Plus, since I don't currently have a full time job, getting qualified for a loan isn't going to...

I'm curious how banks looks at DSCR for properties that are value-add. Specifically, a property where there is not any significant cap-ex, simply gross mismanagement.
ie. The market is NOT over-saturated, but rents a...

I am 23, just graduated from business school, I worked and played baseball so I only have about $8,000 in student debt. I am currently working a job making around 40K a year and am renting a place with some roommates....

I want to buy a property this year, but I have other debt. I make much more money monthly than than my monthly bills, but I’m not sure if things are different when buying an investment property. Any advice from lender...

As we approach the beginning of the third quarter of 2020 it is apparent that we are in an unprecedented time in the market with historically low interest rates and uncertainty in the market surrounding COVID-19. As a...

Hi, My question is how does a personal mortgage debt effect getting commercial loans; Scenario, I’m thinking about selling my personal house and one rental to stockpile a significant amount of cash for future purchase...

Getting ready to start on my investing journey. Curious in the experience you folks have - do lenders consider future rental income in the DTI Ratio calculation? I am assuming they don’t (typical), but it seems like i...

Quick question regarding DTI for a Fannie loan. As I understand that new rental income (less then 2 years) is calculated as:Gross rent * 75% - DITI = income added What I don't know is whether or not the DITI still cou...

Hi, in David Greene’s book Long-Distance Real Estate Investing, he talks about what banks look for in borrowers as far as debt-to-income ratio and mentions, “Most banks don’t want a DTI higher than 3-6 percent.” Other...