Hello everyone I am also new and was wanting to know if I could get a mortgage loan with a credit score in the upper 500s I'm self-employed first time buyer does anyone  know if I would qualify I would rather do L/O t...

Has anyone try  to dispute a Late payment charge on your Credit score? what was your success rate and how did you approach it? 

Is there anyone on here that is a credit specialist??  I have always heard the having credit cards open for long periods of time shows you have good length of credit. So, I dont want to pay off all credit cards becaus...

HAPPY FRIDAY BP!!!   I've been a homeowner for 6+ years and had finally decided to get into REI.  I'm still educating myself (been doing so for the past 2 years), but decided to a HELoC to fund the down payment and wo...

Got a call from the lender (conventional Fannie/Freddy loan) my business partner and I have been working with in which he said one of our credit scores is higher than the other person's credit scores. He recommended t...

Hey, ya'll. I am a total newbie into the real estate investment world, but my passion for it has been growing over the last several years. I have done ample reading and research, but am fully aware that my education i...

Hi BP,I know most people here with multiple properties have dealt with this situation. Over the past 18 months I have acquired 4 rental properties, refinanced my home, and opened a HELOC. All good things, except my cr...

Will paying off ALL credit cards (about $30k) make my credit score go up? And if it does, how long does it usually take to show up?

Hey everyone, new to the community. I'm young, but got a bit of a late start to the credit game. I just got my first credit card almost a year ago and my first auto loan about 5 months ago. I've been doing well at pay...

Hi Folks,
We have a 4 BR coming on the rental market in Bethlehem PA soon. This is our first non-weekly rental unit and I was wondering what other landlords do regarding credit scores and background checks, ie what a...