Paresh Patel
Is there a tax deduction for defaulted loan interest not-paid?
Hello. I would like to pose a question relating to the tax treatment of Loans made though any of the leading Real Estate Crowdfunding Portals that go into Default.Many of the CF sites may reasonably be expected to ev...
Page Weil
How is DTI calculated and when am I safe to buy another door?
How do underwriters calculate DTI when I have several leased rental properties? This may seem like an obvious question, but my last experience is that there is more to it than [rent payments] - [PITI] - [1% repairs]I...
Slava Okunev
Fannie to loosen mortgage requirements
WASHINGTON – June 9, 2017 – Government-sponsored financing giant Fannie Mae will ease its requirements next month, raising its debt-to-income ceiling from 45 percent to 50 percent on July 29. The move could pave the w...
Angel Perez
Should I pay off my rental property that generates 36k per year ?
I want to get a second property but must of my money is in the stock market. I have enough money in investments to pay off this house but I don't know if is the right decision if I'm trying to scale.
Nicholas U.
Newbie Question - Cap Rate
Hello all! Newbie investor here and I was hoping for some clarification on Cap Rates. Currently I own 1 rental and looking to buy my first multifamily investment property, but I am cautious and want to make sure I f...
Robert Raffalo
How is the 1% rule calculated? Can someone share the inputs?
Is the 1% Rule simply calculated as: Monthly Rental Income / Home Purchase Price?
Chauncey White
Commercial loan process
The Commercial property itself for the most part qualifies for the loan vs. the fico score of the borrower with residential property.
You are able to obtain NON-recourse financing (not personally liable) for commerc...
Kim Hopkins
Correct Definition of "Return" in Return on Equity (ROE) & Return on Investment (ROI)
Hello! I've put together a portfolio KPI calculator for our properties and am now realizing that I'm unclear on the best definition of "return" to use in calculations for things like Return on Equity (ROE) and Return ...
Syed Kamal
Financial Analysis
The napkin based financial analysis presented at this site is great. I am trying to understand and use it. I have just one question:In calculation of net income why do you exclude principle and interest payments. Shou...
Bryan P.
50% rule
MikeOH and some others talk about this 50% rule. I just bought my first rental property for 22,000. When I add up all of my expenses (tax, insurance, mortgage payment), I come up with 78% expenses compared to gross ...