Samari Robinson
Is 5% too high for the variable landlord expenses ?
Is 5% too aggressive for a property that is fully turnkey and has a performing tenant? For example, let's say the roof is less than 5 years old. I wouldn't have to save as much since it was recently done? The same goe...
Eric La Pratt
Insurance Claim for Roof + Siding
I need a new roof & gutters on one of my buildings. It's an expensive job given the size and height with quotes ranging from $22k - $40k. Additionally, the old aluminum siding on 3 sides (the front facade is new v...
Lance Lvovsky
Which Property Insurance? (South Florida Area)
I see there are many different types of property insurance available. I am in south florida and looking to insure one of my rental properties. It is a townhouse if that makes a difference. Does anyone know what is typ...
Samuel Boyd
Short Term Rental Insurance for FL
Hi everyone. I have a property that I am trying to convert from a long term rental to a short term rental in Palm Bay, FL (property #2). The property is owned outright and does not currently have insurance at all. I g...
Maria G.
Insurance coverage -- moisture?
Hello,My rental has a fireplace and when it rains, the tenants notice signs of moisture by the tiles (it darkens). Nothing on the walls, nothing in any other place, just there. Is this something the insurance will cov...
Rico Nasol
ACV or Rebuild Insurance for Rentals
So we have a rental property in MO. We're paying cash for it and then going to rehab. All in, we're spending ~$70k with an ARV of $100-110k. The rebuild insurance is $84/month at $170k. The ACV insurance is $56/month ...
Larry Alexander
Is State Farm Ripping Me Off?
Colorado Home Single Family Homes1.) New construction SFH 2145 sq ft | 4 bd 3 baInsurance: 593.00 on a 359k home
2.) 2003 SFH 2048 sq ft " 4 bd 2 baInsurance: 799.00 on a 330k home
3.) 1993 SFH 2184 sq ft 4 bd 3 baI...
Aviv Berkovitch
60k-80k rental properties - maintenance after 10-15 years
Hey, I would be happy to hear the opinion of investors who invest properties of $60k-$80k. In all the books, podcasts, articles I have read / heard.. there is some assumption of 5% rule of the annual rent that should ...
Lisa Bryant
Opinions of using a Master Insurance Policy (ReinsurePro) Vs traditional
Has anyone used a Master Insurance Policy to cover multiple of their properties? Recently had Travelers drop one of my homes claiming trees near roof. The closest limb was over 15 feet away from roof so I suspect th...
Stephen Rager
Rental property Calculations for newer investors
I'm finding myself running a minimum of two calculations per property when figuring the monthly cash flow. The reason is if you calculate using CapEx, Vacancy Rate, Repairs which are subjective(not actual) they affec...