10:51 pm, I get a call from a tenant at my duplex. She tells me that her roommate is having seizures, that she's called 911, and that 10-12 of her roommate's friends are streaming out of the apartment as we speak. I h...

Now that I have your attention, I'm open for suggestions as to how we avoid the inevitable.

I've been reading and studying up on the financial problems that keep growing here in the U.S. Here is an article that has s...