Khari F.
Escrow PITI reserves?
My understanding is that lenders look for 6 months PITI reserves. How do they know you would use those funds for PITI? Am i required to put that lumpsome in escrow? How impactful are piti reserves on rate, LTV and app...
Dave Carter
How to value a mostly vacant multifamily
I’m looking at a group of four 8-plexes on the MLS in Illinois. #1 has 5/8 units occupied, #2 has 2/8 units occupied, buildings 3-4 are vacant. Based on the numbers provided, the four buildings are collectively losing...
Teresa Phillips
How do you estimate homeowners insurance cost?
This is the first time I have posted here so I’m not sure if I’m doing it correctly but I have a question. I am currently saving and studying and hope to purchase my first property in the spring. I am relatively certa...
Eva Morel
Withdrawal from 401k?
Withdrawal from IRA?Due to COVID I have access to withdrawal from my IRA penalty free. The purpose of the withdrawal would be to put the money directly into a real estate investment. I will still will have some money ...
Ashley Wilson
The Challenge to Multifamily Evaluations
Over the past year plus, multifamily has endured some difficult blows. Most would agree the top three are interest rates, taxes and insurance. Breaking these three down on the direct impact they have had on multifamil...
Shaival Patel
CA senate bill SB584 imposes 15% tax on STR
Any insights into SB584 that places 15% tax on STRs but exempts hotels to fund housing situation? It seems bone crushing high for guests. If you were a new investor in CA market, this tax will lower your occupancy r...
Jason Morton
Is Credit Karma Accurate?
I was made aware through one of Brandon Turners podcasts that Credit Karma was a free way to check your credit score. So last month I signed up and logged in. Low and Behold my credit score was 732 low-748 high I w...
Dax Nollenberger
Santa Cruz- 2022 First Half Review
From all-time real estate highs to a significant regression and fears of a recession, what a wild year 2022 has been. The market has certainly changed the past six months. In my latest Dax’s Data (reach out for blog l...
Alberto Cioni
Change of rent when we build an ADU to replace a small rented garage storage
Hello I own a duplex in Culver City, Los Angeles county. I am a small business landlord.I am in the process of building and ADU in the backyard. ADU is a 2 bedroom / 2 bathrooms unit that the State of California appro...
Alan F.
Commercial real estate Sacramento area
Is anyone seeing an increase of repurposing commercial to residential properties in the greater Sacramento area?What are your thoughts on commercial real estate in the manufacturing, retail & non dwelling building...