Brian Moss
Detailed tenant screening
Hi, I am new at tenant screening. A friend has been using e-renter screening service for several years. The advantage there is, he gets the tenant(s) to fill out an application form (paper based) which has their SSN, ...
Chris Mason
Veterans United Home Loans to pay $1m in fines/restitution
Context / background info: the VA loan is a mortgage product, you can think of each interest rate as a sub-product. Each sub-product has a price, called discount points. When that 'price' is a negative number, we call...
Jay Hinrichs
Yelp reviews for PM's
in looking at Yelp reviews of my vendors that have in house PM ( some of the largest in the country in that asset class) everyone of them have horrible yelp reviews.. as a owner contemplating buying a rental house and...
Ethan Kohler
Investment Loan affect on DTI??
Although one can have up to 10 conventional mortgages, how does each one affect the next in terms of DTI? For instance, if I get a mortgage on an investment property (traditional or BRRR to refi), will I likely qualif...
Chanel Oldham
Bad Credit
Hello,I have bad credit and i'm having trouble getting financed to buy my first home. I'm wondering if I were to buy a home outright (in cash) would it be easier to get a loan to fix it up? I don't even qualify for ...
Vibhor Khanna
Looking for investment loan for second investment property
Hi
I already own an investment property. I'm looking to buy another property out of state in Round Rock TX area. It is a single family home rental, but I dont have a good rate. I have ~15% down payment. my concern is...
Lynn Harrison
refinancing rental after hard money?
Hello,
My friend is looking to buy property and I told him I'd ask for him. How difficult is it to re-finance at the end of a hard money loan(interest only, 6 months)? He might be paying 34 to 50% cash, the rest a lo...
Bhautik Bhanani
Seeking guidance for First time Primary home buy to convert Rental in future
Hi all, I am married and first time home buyer and currently living in Alpharetta, GA. Housing market here is good here as I saw online it says Alpharetta and Milton to have highest median home price in Georgia. I am ...
Ryan K.
HELOC ? Credit Cards? FICO 2nd Rental Property - NEED ADVICE
I'm looking to buy my 2nd rental property, but have some financial questions.1. I own my own home and can take about $13,500 for a HELOC to use as a down payment. Q - If I do this, and then try to get a bank mortgage ...
Victor Quesada
Applying for HELOC During Mortgage Approval
I have a question concerning taking out a home equity loan or a HELOC while in the mortgage process. Would either of those affect our approval? Which one would have the least negative impact when it comes to the appro...