Kyle Spinale
What do you really need?
I'm working on getting pre-approved. I talked to a lender and they said I needed two years of income verification. I told them I've been with my current employer for 9 months and they said they wouldn't be able to app...
Jessie Niu
Need your advice please!!! Seller filed bankruptcy!
I have been looking for an owner occupied duplex for a while and finally found this one I like. It was a short sale and on the market for a while, I offered the asking price, which is a price that bank can get their m...
Kyle Nacci
How does the 2 out of 5 year rule work when 1 co-owner has been living in the house?
My ex-wife and I co-own a duplex in Providence. We're both on the deed but just I am on the mortgage. I haven't lived in the house since we separated at the beginning of 2022, and she has continued living in it, manag...
Russell Moran
Grandparents left mortgage to Estate - Estate wants to sign to me
My grandparents passed away last year. I am the oldest grandchild. My mom and aunt are the only 2 surviving children of my grandparents. Grandparents had a will and my aunt moved into the house and taking over paym...
Tom T.
End Game Strategy
Hi all,Here is the scenario.61 years old. Will soon look at retiring. Probably collecting social security at 62, maybe 63.I have a rental property that is almost paid off (less than 10k away.)FMV: 280. Purchased in 2...
Luke Carl
So what happens when I'm out of conventionals?
I'm long since out of conventionals. Wifey is about to run out. I'm so sick of logging into all these different mortgage sites on a daily basis to get info for book keepers and CPAs and for new loans.What happens next...
Joe Belanger
Need advice on starting up rental properties
Hey everyone,At the young age of 21 I got started in a great career and make great money for a young man, unfortunately I messed my credit up making immature mistakes. One of those things where I should have took my p...
Jake Andronico
Just met w/ a developer - housing affordability may get much worse.
Just spoke to a developer in Northern Nevada, and he made a comment that was pretty shocking to hear first hand. Apparently, local jurisdictions here are saying they want more affordable housing, but in the same sente...
Mike Alder
My private lender assures me I have unlimited funding for deals
Hello BP Fam,Yesterday I was personally delivering payments to my private lenders. I've always delivered payments to my local lenders in person partially because I'm crazy but I feel it's good business to thank invest...
Pat Muller
To Buy or Not to Buy
I live in a HCOL area and there is a small two-family that is currently available to me for short period and I was in the market for a multi as my first purchase when COVID hit and the market went down the tubes. Howe...