Nicole Soto
House Hacking - First Time Buyer
Out of college soon :) How can I qualify for an FHA loan without work history? Are there other good financing options for house hacking?
Jon K.
How to screen College Student?
This is a roommate setting with me living with this potential "tenant."
Month to month lease, 30 days notice either side.
Tenant is a full-time college student who attends classes a few days a week.
No job. Has worke...
Stefanie Garner
Can recent graduates get pre-approved for a conventional loan?
Hi guys,
I finished grad school last January '22 and am sitting on top of student loan debt. I hope to get pre-approved for my first conventional loan in the St. Louis, MO, area as an out of state investor in the ne...
Giancarlo Valverde Barriga
DSCR Loan recommendations
Hello all, out-of-state investor looking to invest in Cleveland, OH. I am a new graduate and do not have two years of income for a traditional loan. I am looking to borrow ~$90k. I have enough for the downpayment + re...
Bienes Raices
College students -- source of income
A college student called who wanted to see the place. I asked him if one of his parents was going to be the cosignor and he said no. I told him that I needed gross income to be at least 3X the monthly rent and he said...
Tim Marcinko
First BRRRR / Recent College Grad
Seeking advice!I'm a recent college grad and looking to do my first BRRRR. I'm targeting the near west side of Cleveland. I know the area and market well and I'm confident in my numbers. Any advice? Not much income hi...
Jordan B.
Conventional loan with 1 year work history?
Hello,Has anyone had any experience getting a mortgage from a bank with only a 1 year work history? Would an FHA loan be easier to get with such a short work history?Thank you,Jordan
Jayson Di Pietro
Can you be approved for a mortgage with only 1 year work history?
My question is can you receive a mortgage with only 1 year of work history? Here’s my short story... I am 24 years old and took a year to study for my current career through a non accredited school. Before that I had ...
Sammy Abu-hijab
How Refinance out of a Hard Money Loan
So I just used a Hard Money Loan with a 10% interest rate it's a five-year duration. I had to use Hard money loan because I don't have work history to get a conventional loan how long do I usually have to show employm...
Ethan McRae
FHA loan for college students?
I am a college student who is interested in purchasing a property to house hack with a friend. As of now, I have a job lined up for after graduation, I will start working in June and my friend is in the same situation...