Kyle Marek
How to Build Credit without Installments
I'm 25, a teacher with no debt and a some money saved up. I plan on saving money another year because I am lucky enough to be living rent free for now, and my goal is to have a good credit score so I can purchase a mu...
Latisha Haynes
Life After Bankruptcy
What is the best way for a newbie to break into the business with creative financing that has filed bankruptcy (May 2015) and does not currently have any reserves? I do not want to keep putting my dream on hold.
Matt M.
Do school loans using 48% of my revolving credit impact my ability to get a house?
I checked out my trans-union report, and it said that like a measly $7,000 in sallie mae loans that I took out a few years ago are utilizing 48% of my revolving credit. Isn't that going to hurt me when it comes time t...
Tyler McLeod
Getting Started Financing with No Credit
First of all, I'm 21 years old in Birmingham, AL, about to graduate college, and I have no debt. I also don't have any credit built yet. How can I start? I've heard of people "piggy-backing" off their parents' credit ...
Miguel G.
0% APR Credit Cards with balance tranfer and checks
I am buying a few properties using different banks but I'm running short on cash for the downpayment. I should be able to pay off the downpayment in less than 12 months but I need the money now. What credit cards have...
Raphael Bumbury
Pro's and Con's with a lease option as a buyer
I'm a long time observer of real estate and I want to purchase my first property this year. I'm working on building my credit. I was told that a lease option was my best bet in my position but I would like to fully un...
Aletha Brown
What’s my next step?
Good morning guys! I have a few questions about my next step(s) so I’m hoping I can get a little advice. I’m from Chicago and will be investing in the Chicago market. I am only interested in multi-family. I have an in...
Aaron Frances
To Cash out for credit cards or not to cash out?
Hi Everyone, I converted my 2-flat apartment building into a legal 3-flat using a cashout. Appraised at $425k, new mortgage at $2330 at 4.35% currently owe $305K now. Property may conservatively appraise at $525k acco...
Kathy C.
How to keep Credit score high while still buying homes
Each time I buy a home my credit score takes a hit. I'm trying to brainstorm ways to do minimal damage to my credit while still borrowing for more homes and increasing my debt load. What do you do ? Or do you just hav...
Milton Clay
Building credit via car note?
should I pay off a car note to build credit or use secured loans to build credit quickly? Not a fan of car note because it will slow down my down payment savines but if it will build credit that I will need later I gu...