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Results (7765)
Ron Rohrssen Keeping an appropriate record trail for applicants
12 July 2018 | 2 replies

So, I'm reviewing/updating my processes in relation to background checks, applicants, maintained records in a secure manner, etc. I've come across conflicting information between the FTC and what I'd learned in the pa...

Demetrius Brown Inflation Breakdown For June 2023!
17 July 2023 | 1 reply

HERE ARE THE KEY POINTS
According to CNBC, the consumer price index was up 3% in June from 12 months earlier, the U.S. Bureau of Labor Statistics said Wednesday in its monthly inflation report.It’s the smallest incre...

Brian Kempler RMLO needed for land contract sale? 10+ sales this year
24 February 2024 | 7 replies

Hello, if I plan to sell 10+ houses this year on a land contract, does Dodd Frank apply to me? Does the land contract sale also require an RMLO to "originate" the financing? No lien will be secured against the house b...

Daniel E. Can you email a nonperforming (NPN) borrower?
26 June 2018 | 8 replies

Wanted to know if it is legal to email a borrower. I have the work / personal email (borrower is an unaffiliated realtor) and have not been able to get a hold of the borrower. Wanted to try email, just to get the dial...

Jason Munck Consumer vs. Commercial credit card at Lowes or Home Depot
25 December 2014 | 5 replies

Happy New Year!

I'm going to get a credit card with Lowes or Home Depot. Any major differences between the Consumer and the Commercial cards I should consider? Which one do you like and why?

Another related questi...

Stephen White Adverse Action Letter for denying tenancy is now in FilePlace
15 July 2018 | 13 replies

Remember that if you are denying an applicant tenancy based on their background check you must provide them with an Adverse Action Letter.

This also applies if you alter the conditions given to accept tenancy, ie. d...

Jon Klaus Do you take application fees?
28 December 2011 | 22 replies

I typically haven't charged for applications, but I just used an agent who charged $40 per adult.

Then I found this article about a landlord in San Francisco who took 250 applications for one unit at $40 a pop.

http...

Tariq Hakeem 12% of Americans saving for a new house
10 April 2021 | 1 reply

March Savings Index: Percentage of Savers Drops for First Time in 2021, but Still Higher Than Start of Pandemic
Ready to spend? With a lower percentage of consumers stashing cash in March than the first two months of...

John Jacobs Private Money Lending Question
20 August 2024 | 16 replies

Hello Bigger Pockets,I am a Private Money Lender.  I only lend to real estate investors.  I only lend to business entities (i.e. LLCs and Incorporated).  I do not lend to individuals.  I also only lend on non-owner oc...

Brian Gibbons News from CFPB re: Foreclosures and Pre Foreclosures
4 August 2016 | 1 reply

CONSUMER FINANCIAL PROTECTION BUREAU EXPANDS FORECLOSURE PROTECTIONSUpdated Servicing Rule Provides Surviving Family Members and Other Homeowners with Same Protections as Original BorrowersWashington, D.C. – The Consu...