Adverse Action Letter for denying tenancy is now in FilePlace

[Stephen White]

Remember that if you are denying an applicant tenancy based on their background check you must provide them with an Adverse Action Letter.

This also applies if you alter the conditions given to accept tenancy, ie. double deposit or 2 months rent upfront, if the decision is based on their credit or background check.

Using this form will keep you in compliance and put the responsibility on the screening company to communicate and correspond with the applicant if there are any issues.

All applicants/tenants have a right to receive a consumer copy of their background check regardless if they're denied or not.

[Rob K.]

Roy N. Here in the States, we are not allowed to give them a copy of their credit report. You are entitled to one free report per year from each of the credit bureaus. The website is:

http://www.annualcreditreport.com

Anyone can go online and get their credit report for free. I think you need to pay a fee to get the score.

If you got one from each bureau each year, you could check it once every four months for free.