In general, How is DTI measured in relation to discharged debts still being paid but not reaffirmed?Details:4 years post chapter 7 bankruptcy, how is discharged loan debt that the home owner is still paying looked at ...

Without getting to far into the weeds...I had to file bankruptcy (chap 13) in 2015, in which I surrendered a mortgage. Fast fwd. to today. I am 7 months out from discharge and preparing to re-establish bmyself and mak...

I'm wondering if anyone can help me with this question. Filed chapter seven last year, included the house (surrendered) and was discharged Nov. 2017.  Am presently living here saving money for next home, and because I...

What will be tax consequences for borrower of rental house giving property back to lender through deed in lieu with following situation.(1) Lender issue 1099C , No deficiency judgement.(2) Lender don't issue 1099C , N...

Hello,We are trying to refinance however, lenders are asking that we request a payoff or subordination of a lien held by HUD. We would like to know if you would recommend that we challenge the lien based on the follow...

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Hi, 
Applicant has good income and job, but ha filed a Bankruptcy in 2015. I see B2  indicating bankruptcy  in their credit report as recently as April 2024. What  are the implications to me legally if I rent out to ...

Bankruptcy will be discharged Jan. 2017.  Our portfolio rentals consists of 8 single family homes & 2 four-plex apartments.  After our discharge our portfolio will consist of 4 houses will have no mortgage & 1...

First I would like to start by stating I am new to REI and BP.That said my question is how I could get started with financial help (loans, hard money, etc.) with the following in my recent past. I do have some monies ...

Question about re-affirming obligations under a Chapter 7.  If a borrower has a mortgage and has cleared a Ch 7 bankruptcy, then makes a payment on the loan, have they re-affirmed the obligation, such that it now effe...