BP,I hope everyone is doing well. I'm looking for some solid leads re: how to report a judgement to the credit bureaus. Have you had experience with this? If so, did you use a collections agency or did you do this on ...

I am pursuing a HELOC of $65,000 on my owner-occupied duplex and was wondering how this will affect my DTI ratio when applying for future mortgages.For normal consumer credit cards, the lender adds up the minimum paym...

I want to do a cash out refinance and was wondering if I should it it two stages. Goal is to pull out as much cash as possible to use towards next deal.-Credit score is around 625. It’s low due to high utilization (&...

Our rental unit (5/3 SFH) has typically been a group home with 4 unrelated adults. I have never run background checks or credit checks on tenants, and the only screening I've done in the past was verifying employment ...

I would like to deny an applicant based on a reference from a previous LL. He believed the tenant was involved in illigal activity. The LL asked me not to disclose that he provided the information. Question: Can...

Hi everyone, We accepted an application with higher security deposit because of their credit score. We sent out an approval email and we got the response with unpleasant attitude stating that we were trying to force t...

So I am doing some research as I purchase my first rental property and wanted to get your opinion on using Smart Move for tenant screening since I know that many landlords recommend it.Wisconsin Law states:"Except as ...

I am new in Real Estate and was approached by a money lender in a FB group page. He told me he could finance my first real estate deal at 4% on the loan. I liked the interest rate but I asked him what were his terms a...

Hi everyone, I have been looking to establish relationships with money lenders. I am wondering if the terms sent to me by a private money lender are normal? I am copying and pasting them to this post to see if I can p...

Capital Markets Commentary
– September 10, 2024
Good Morning! Here is a quick update on the market for you:
Fed's almost certainly going to cut rates this month—traders are split on how big it'll be though.
Odds a...