I am paying mortgage for all the rentals from business accounts. The only PITIA paid from personal account is for a personal residence. I am trying to get a 5% down first home buyer conventional on a fourplex for my d...
Hey all! I have some late payments that are beyond the statute of limitations. Any idea how to get them removed? If you suggest disputing them, what category would I file that under when I dispute?
As all of us know the rates dropping for 2024 have had your average realtor and lender running to facebook to post about how great 2024 is going to be. I happen to be in the other boat... if you take the same amount o...
Good morning I have a question I'm in the process of getting preapproved for a mortgage and I have an item in collections that is lowering my score I tried disputing it months ago but it wasn't removed so I called to ...
Hello all. First time poster, long time lurker. Investing for nine years. I own two duplexes in SW FL that I purchased with conventional financing. My debt-to-income ratio is tapped (49.8%) from my lenders perspective...
My renter hit hard times and decided the thing to do was to disappear, leaving behind several months of unpaid rent and a trashed house. That's the backstory, and here's the new twist...I just got a letter from a lawn...
I am 20 years and I live in Fresno, CA. I wait at a restaurant and I bring in about 2k a month from my paychecks and tips combined. I really want to just buy a small multi-family home already and start house hacking. ...
Dear lenders, I put too much down payment on my multi unit as a buy-and-hold. I am receiving cash flow from this and needless to count on depreciation I am totally capable of cash out refi. However, according to my le...
I received this from my accountant in his newsletter. I thought it was worth passing along.
Nine Facts about Mortgage Debt Forgiveness
If your mortgage debt is partly or entirely forgiven during tax years 2007 t...
Hey guys,I uploaded a rental property that I physically own. The formula came out to $1,000 more than I pay each month for my P&I (I know for a fact as I am actually paying it now). This obviously skews my numbers...