Brian Stinson
Insurance deductibles for SFR
Curious of what everyone is electing their SFR deductibles to be? My thought was the higher the better to maximize cash flow. I have been keeping them between $9,000 to $10,000, does anyone go higher?
Tommy Schluter
Financing Through Whole Life Insurance
Does anyone here finance their real estate investments through a loan against their Whole Life Insurance policy via a Trust? If so, how long does it take to have enough Cash Value to 1.) Begin financing and 2.) Reall...
Joel Johnson
Changing to Landlord Insurance in a Condo
I am looking to rent my condo at the beginning of the coming year. The HOA takes care of the property insurance as part of our quarterly HOA fees. I currently pay an insurance premium for content insurance as part of ...
Brian Walsh
Flood Zone
We are looking at a house (a long term hold) to purchase. I found out that it is in a flood zone. Would you buy it ? I would appreciate any feedback against of for buying it.
Emily Powell
Named Storm Coverage? (La Porte/Houston area)
Currently in contract on a SFH in La Porte, TX (Houston area) and trying to figure out the best insurance option. One company is quoting me about $1,000/year without named storm coverage or $2,000/year with. Named S...
Marc Cleverley
Insurance Needs
We are getting quotes for liability coverage as well as builders risk. We indicated to our agent that we would has very few contractors coming in, as most of the work would be done by us. She came back with a $5,000 l...
Valerie King
Detroit Car Insurance (Yikes!)
I'm saving up to house hack and live in the suburbs of Detroit with my mom. With prices going up all around, I recently spread my house hunting reach to include Detroit. Then, just last night, my dad pointed out that ...
Account Closed
Why pay for insurance?
I've been dealing with insurance companies and am convinced this is the biggest scam in the world. Every year the premiums go up and if you have the audacity to ever make a claim, they raise your rates and try to p...
Richard W.
Looking for guidance on self insuring.
We own and run a mid size retail portfolio in Florida.Renewal rates for PL insurance have gone through the roof, at almost triple last year premiums for some of our properties.We decided to setup a captive to insure o...
Padma Mody
Why home insurance under LLC is more expensive?
I have couple of SFH and condo under personal name and one house under LLC. When I try to get home insurance under LLC name, it is almost double premium I am paying and not all company is ready to write the insurance ...