Denise Holder
How do I check credit and background?
Hello!
I have my first tenants, I'm to the point where I need to check their backgrounds and credit. How do I do it? I have their ssn's, thought I could do it, but it does identity checks to make sure it is them. H...
Sam Kasa
Commercial loan under LLC, do member's credit get dinged?
We just formed a LLC with 5 members with 100K each with intention of applying for 2M loan. There is a bank that seems to be willing based on personal guarantees - asking each member to fill out PFS. The loan is going ...
Chen Ron
Building Credit while living abroad
Hey Everyone :) I'm a U.S citizen (I have a SSN) that lives in Europe and want to build my credit score. How would you go about that? I saw that in some banks I'll need to have a physical address in the U.S... Thanks!...
Alexander Crocker
Apply For Heloc Jointly With Spouse or Individually
Hello all,I have applied for a 85% LTV HELOC from PenFed Credit Union on a 4-unit multi family that I owner-occupy. I plan on using the HELOC as short term debt towards purchasing/renovating more real estate. After th...
Brian Lagman
Should I pay off my HELOC and 0% credit card or reinvest
Hello everyone! I pulled out a HELOC amount of $55k from one of my investment properties to fund the downpayment for another investment BRRR property. I opened up a 0% apr credit card until November 2024 to fund my up...
Reginald Collier
Multiple applications at the same bank?
So I just opened 2 brand new separate LLC's recently.
Company A, and Company B
I applied at WF for a business line of credit for Company A, and was approved for $25K(based on personal credit score/income)
I went to...
Cornel Smith
How long does it take to build a quality credit profile?
So I just recently been accepted for my first credit card. Realistically, how long would it take to build a long enough credit history/profile to be able to qualify for a FHA housing loan?
Debasish Bhattacharjee
Tenant screening info needed
Hi Experts,
I have posted my rental listing in Northern California /Bay Area location using zillow and avail.co. Both has tenant screening and I posted in my listing clearly to apply first followed by touring after s...
Ken J.
Denied for HELOC due to lack of credit history
Hi,I am considering obtaining a HELOC to purchase a second property (ideally for investment purposes). I have applied with Chase and a local credit union and have been rejected for lack of credit history. I own my cur...
Dennis Griffith
Sources of Funding
I am looking into getting funding to provide a source of capital for purchasing investment properties. I was introduced the a company called Epic Fast Funding, which provides lines of credit up to about $200,000. In...