Hello Everybody!

My name is Drew Roqué, 22 years old, and I am aspiring to be financially independent! I graduated from a Maritime Academy with a 3rd Mate’s License and I am now working for a shipping company. To mak...

I am currently about $40K in debt right now (school debt & credit cards).  I have been told by a financial adviser (fiduciary) that I should at least cut this down to less than $5K before I consider any REI so tha...

Hello my question is will a Civil Service retirement loan be counted in my income to debt retio...it will not be on my credit report and when I retire I will no longer be required to make the monthly payments because ...

Hello Everyone!

I'm relatively new to real estate investing, currently renovating my residence in the Cincinnati (Oakley) area. I had my plan and strategy all worked out - complete a few value add projects on my home...

Hello everyone,For those that may have more experience than me, this might be an obvious question, but I have been wrestling with it for a while so here it goes. My wife an I have always talked about buying a home, bu...

As a real estate investor, understanding both the Debt Service Coverage Ratio (DSCR) and Capitalization Rate (Cap Rate) is crucial because they serve different purposes in evaluating and financing investment propertie...

What are differences between the good and bad debt?

Long story short- I am wondering if I am in a position to get started with real estate investing or if I should take care of debt first. Single income (married with kids) and own primary house with $250k+ in equity. A...

Hello community,The wife and I just purchased our first property that will be our primary for the first year or two on a FHA loan. We do plan on refinancing it after that time due to the ideal interest rate we are pro...

I am trying to evaluate the financials of an HOA community and I was wondering if anyone has a rule of thumb for cash reserves or any other items that could be a red flag to investors?

Answer this question: "...