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Results (1494)
Philip Mankins Cash out refi question
12 October 2016 | 1 reply

Hi All-I applied to for a conventional loan on a single family rental that I've owned for over 10 years.  I wanted to pull out $20k cash to help finance another purchase.  Additionally, the original interest rate was ...

Jeffrey Audije What ways have you creatively financed a renovation?
2 October 2023 | 6 replies

Besides a heloc, what other unorthodox ways have you been able to front money or finance a renovation or adu?

Brad James Need a very NOT risky real estate loan with high DTI
14 August 2015 | 6 replies

OK, I have a situation in which I need to pay someone off to remove them from the title of real estate.  Basically I am currently building a large steel building, putting living quarters in it, and moving there.  I wi...

John K. Organized for Bankers
1 February 2014 | 5 replies

I just listened to the latest BP Podcast (55) and I'm shocked that everyone does not go to a bank organized when applying for a mortgage. I have a few duplexes, and each time I have put together a binder with sect...

Sergey Pshenichkin How would lenders calculate my DTI?
16 June 2020 | 2 replies

Hello BP folks! I’m currently house hacking my 2 bed/2 bath condo. Unfortunately I’ve currently got a lot of CC debt from a business that didn’t work out, so I’m working on repaying that to rebuild my credit. My plan ...

Jamar Arbelo LLC Credit
8 June 2006 | 14 replies

Has anyone ever obtained financing in a business name (LLC) without using their own personal credit? Do you know of anyone who lends lines of credit to businesses without personal guarantees?

Wes S. The TSP Loan -- Waiting for the other shoe to drop...
15 January 2018 | 6 replies

Good morning BP. I've been considering using a Thrift Savings Plan (TSP) loan to help finance my next investment. As I've looked into it with some caution (after all, EVERYBODY* says "Max out TSP! Don't touch it!"), t...

Olivia Umoren Student Loans & Mortgage Approval—DTI Issues
24 March 2018 | 31 replies

Hi Everyone,

My name is Olivia, I’m a 24 year old college grad (Penn State ‘16) and like most of my classmates I have student loans ($45,000). I am trying to prepare myself to purchase a property for househacking in ...

Orie Brown Building Business Credit
18 December 2021 | 1 reply

Hey Guys, 

Wanted to reach out and see what everybody has been doing to build business credit. I recently filed an LLC, got my win number, started a Duns and Bradstreet account and applied for a business credit car...