Jenny Gardner
Refi student loan at a *higher* interest rate to free up cash?
Hi BP community - I am looking to save for a downpayment for an investment property (my first after purchasing my home) however I have heavy student debt ($175K+) at a 4% interest rate. In order to improve my financin...
Angeline Walker
Cash out Refinance on home in business name owned free and clear
We purchase a single family home to fix and flip it. we initially started down the road of using a hardmoney lender and we were told we needed to put the home into the business name to use the hard money lenders serv...
Andrew Fenton
Should I cash out refinance my free and clear rental property to
So I have been trying to get a HELOC on my rental property. I was at the ending stages of the loan process with Wells Fargo and at the end they said they couldn't do it because the house was in a rural area and if I d...
Steven Kotik
Best option to access cash from our free and clear commercial property.
My family owns a nice commercial property that is paid free and clear, and we have a long-term A+ tenant. We have a triple net lease that will most likely extend for the life of the lease. 5 year, 5 year extension, th...
Jack Pomerantz
Sell or RE-FI? Looking for best way to free up cash
9 newer condominiums purchased for cash at 40% below appraised value. What is the best strategy to free up cash?Sell off enough units to recoup expenditure?RE-Finance at appraised value?Only 2 units are rented out. ...
Obin Olson
own 8 sfr and 3 free and clear, need cash out options.
Hello everyone here is the problem:
I was on cruise control getting sfrs and rehabbing and leasing up till I hit the skids with the "more then 4 mortgaged" homes and they will no longer allow me to cash out o...
Eric Wong
Is it possible to cash out refinance free and clear investment properties?
Hi! I used a HELOC to purchase two SFH around ~250k each as cash deals about 2 years ago. Are there any options for me to get a fixed rate loan on each SFH so I can pay back my HELOC. The interest rate on the HELOC is...
Katie Southard
Do I sell my rental property and take the cash tax free?
If I do, I need to sell it by July 2026 in order to not have cap gains. We lived in two of the last five years up until July 2026.
I haven't been like I should watching the market like I should. I want to have more re...
Jeremiah Andor
What would you do with 20k?
My birthday is in 2 days. turning the big 20. In the next few months ill be getting a settlement for around 20k from a car crash 4 years ago. Is that even enough to start in real estate? I live in Langley, british col...
Chris Carruth
Renting versus lease option vs BRRR - which one?
Need some guidance....property is a 3/1, 1094 SFH. PP 75k, ARV 125k. Original intent was to lease with market rents in that area 950-1100/month. Minimal rehab - in great shape inside, needs paint outside. Unoccupied r...