Renting versus lease option vs BRRR - which one?

[Chris Carruth]

Need some guidance....property is a 3/1, 1094 SFH. PP 75k, ARV 125k. Original intent was to lease with market rents in that area 950-1100/month. Minimal rehab - in great shape inside, needs paint outside. Unoccupied rental in city is 5%. Exit strategies:

* Rent....at today's DSCR interest rates. free cash flow, after all expenses/reserves, is in the 200s - not great.

* Sale to end buyer at full ARV with 1 pt interest buy down credit at closing to incentivize purchase

* Lease w option at HML+2 pts, 2 years minimum, option 5% non refundable, tenant responsible for all repairs

WHAT WOULD (YOU) DO!!!