Lisa Jones
How did you rebound from a terrible financial decision?
Credit card debt ($10000), student loans ($15000) and upside down (owe $12000 cat is worth $8000) on a car loan. Clearly I am not winning in the game of financial freedom. How did you rebound from poor financial decis...
Samuel Pascal
moving amortized loan to credit card
I just finished meeting up with real estate investors in a workshop where they say they can teach me everything with a down payment of 20,000 . not happening. however, they brought up a way to kill debt faster and wan...
Account Closed
Savings vs paying off debt
Hello all. I have ~$24k in car loans for which I had a plan to get paid off in a few months, while continuing to save money to begin investing in real estate... to date, we have accumulated close to $30k, kept in a “...
Ben Johnson
Rental Income only - HELOC (accessing equity in hard times) HELP!
I'm a struggling startup owner that has accumulated 300k in credit card debt at an average APR of 21%. I have two rental properties, both around 60% LTV. Values are $700k and $265k. Both occupied and cash flowing. ...
Beary Bowles
Pay off Business Credit or Invest Business Credit
Greeting AllI'm kinda stuck in a hard place and want to invest in more rental property. Over time I've been able to buy properties using business credit. Thankfully I was able to do the BRRRR model and pay the busine...
Jon Jonhson
pay off cards or take heloc
Hi , I was wondering what everyone would suggest in this situation;I have 3 credit cards with significant debt1- am ex with 14,823 at 20.99% =259/mo interest 2-am ex with 9,220 at 15.99%= 122.85/mo interest3- visa wit...
Kathryn K.
Settling credit debt 4 less than owed?
I get solicitations from companies offering to legally reduce my credit card debt and get the credit card companies to accept a lesser amount as payoff. Supposed to be entirely legal. What are the criteria for doing t...
Stacy Montes
Inherited mom's house and her debt too. What should I do?
My mom died last month leaving behind a home and a huge burden of debt. I'm emotionally attached to the house and I don't want to sell it. Being a single mom, I don't have enough to pay off her debt. What is the best ...
Syreeta McDonald
Pay off bad credit card debt before applying for a CASH REFI on a Rental?
Hello Friends,I own a rental property free and clear worth about 270,000. I would like to do a cash refi to purchase more real estate. FICO score is in the high 600's. I have a credit card company offering me 50% off ...
Robert Ford
Repairing credit.
So here is the scoop. I am looking to repair my credit I have been working at this for about 2 years now. I have been able to obtain credit cards since my start. I went from having 10+ DAs and a Repo that I still owed...