So I'm trying to figure out the best return from these two mortgage options. Option A is 15 years at 7.5% and Option B is 30 years at 8.0%. Assuming that your monthly cashflow can cover either option, which option lea...

Hello BP,I was wondering how do you evaluate/determine your comfort level with regards to leverage.  Typical SFH lender guidelines allow for (75-80%) leverage on properties and consider your debt to income ratio.  Por...

Hi. I'm unfamiliar with this territory so apologies if my terminology is off. I am the second lienholder on a property that's been in default for 10 years. The loan's been sold and is being serviced by a company in Ca...

Hi Everyone,I am new to the BP community.  I am a computer programmer by day, with a wife and 2 kids.I am currently in a buy and hold condo that is cash flow positive along with our primary residence that has an in-la...

I am looking for advice on adding my next property. I currently have two condos with the following financials:Unit 1: cash flows positive $235/mo, with about 10 years left on the loan ($23k remaining at 3.84%)Unit 2: ...

In expanding my horizons beyond my high tax town, I have found a house in a nearby town that has much lower tax rates and seems like it has good potential. What is giving me pause is that as part of the town's effort ...

Hi everyone, Though it's rare, I occasionally see rental properties for sale where the seller is offering to do partial seller financing.  I had the idea of trying to get a normal 80% loan with a lender but pairing th...

My name is Pouyan.  I'm new on Bigger Pockets but have some experience investing in notes for hard money loans (non equity), relatively extensive remodeling single family residences including my own and managing multi...

Looking for suggestions...so, relatively new investor here, we have about 6 units total. Our newest acquisition is our first to do with private money lenders. We had planned on using hard money to fund the rehab, but ...

I’m a contractor in Pittsburgh and I’m looking to purchase an investment property for 60k that’s on the mls. I used depreciation to lower my tax burden for not only my rental property but for my business as well last ...