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Results (2657)
Jazmine S. Do lenders take available credit into consideration?
9 January 2017 | 11 replies

I am trying to decide if it's a good investment to purchase an AU or two before I apply for funding. (I'm going either the HML or Portfolio route). If they look at income, liquid assets, and debt to income, would avai...

Steve Williams How to determine rent price to college students
24 May 2023 | 9 replies

I'm looking at at fixer upper tri plex near a college in my hometown.   I'm looking for advice on how to determine what rental income would be for college students.  Is it best to charge per student, or per unit?  And...

Fred S. HELOC
17 July 2015 | 6 replies

Here is my situation. I bought a house and the LTV is around 70% as to today. In few years i am planning to convert current house as a rental and purchase a new house as a primary residence. So here is my question.1. ...

Arlan Potter Sold rental units, banks paid off
1 September 2021 | 5 replies

We closed on the sale of 30 units this week. A 24 unit complex and 6 SFR’s. 
Couldn’t be happier. The units needed  quite a bit of work, class C- or some might say D.  
Easy to rent because poor people need a place ...

Kathy C. How to keep Credit score high while still buying homes
23 September 2014 | 7 replies

Each time I buy a home my credit score takes a hit. I'm trying to brainstorm ways to do minimal damage to my credit while still borrowing for more homes and increasing my debt load. What do you do ? Or do you just hav...

Tarun Kapoor 778 TransUnion credit score but high balances.
16 July 2013 | 6 replies

I am new to landlording and this is my first time reviewing a credit report.

Rent: $1,100
Monthly income (before tax): $5,500
Credit Score: 778 (did not miss any payment in last 3 years)
Min. Monthly Payments: 550 (w...

Justin Hennig Does a HELOC affect debt/income when applying for conventional loans?
25 June 2015 | 6 replies

Considering a HELOC on primary residence for further real estate investment purposes...would this affect a conventional property loan application since it is "secured debt" or mostly just affect credit scores?Any help...

Josh Curtis Seeking advice on lease options (legal considerations)
7 August 2020 | 1 reply

Hi, let me start by mentioning that I'm very new to real estate investing, and have yet to purchase a property. As a veteran, I had planned on using the VA home loan guarantee to enter the world of real estate one pro...

Buddy Holmes Line of Credit Note wording
9 October 2020 | 6 replies

I have an investor that wants a line of credit type note. He would like a fixed rate, 30 yr amortization when using funds.That is fine but i would like some compensation when it is not drawn due to tying up the use of...

Anthony Liguori Business LOC vs Personal LOC
22 April 2020 | 1 reply

I been looking into personal lines of credit and business lines of credit.. I have read that people use this method for 20% down payments on properties and other things such as funding for their flips and other projec...