I am starting OOS because I have about 150k cash and can't afford to buy in California where I live now.  I won't qualify on conventional loan because on paper my DTI isn't there (I mostly get paid in cash). My questi...

I have had a FNMA property under contract a few weeks now and was to close on it tomorrow after a few minor delays. I just got a phone call fom my bank telling me I could not borrow as much as I need according to an a...

Hi,
I have found what I think may be a great deal and the homeowner wants cash asap.  I haven't mortgaged anything in over 30 years but remember it taking awhile.  How does the hard money lending work? i know its a h...

Hey folks!
Figured this would be the best place to ask my questions... I just commissioned into the Virginia Army National Guard in May after completed 4 years of ROTC in college (3 year national scholarship, not sur...

Happy Monday all,We are looking to start our first BRRRR and have a HELOC for $195k.  It appears that our choices to purchase our first property are the following:1. Use the HELOC to purchase a property outright in ca...

I wasn’t 100% sure which forum to post this question in so I figured I’d give this one a try. I’m currently interested in a property that I found in my area but I’m not sure what loan I would need in order to finance ...

Hello,My partner and I are nearing completion on a ground up build in Horseshoe Bay West. We are interested in learning more about what a refinance would look like if we choose not to sell the property.I am would like...

I want to buy a house and I am short about $50k. I have a $50k credit card and I want to use it to help me buy the house. It is a flip so i should be in and out fast. Me and my partners make $15k a month so in a few m...

Anybody have some advice on how banks see potential rental income when determining the loan amount that an applicant can qualify for? Just want more ways to enter an expensive market. Thank you in advance!

So I’m looking to purchase a home that is need of repairs with a hard money loan. The only difference between me and a lot of the post I see is that I don’t want to flip it I want to actually buy it and turn it into m...