BP,Just wondering what level of insurance everyone has got. I feel like I'm a little over insured and just wanted to see your thoughts. I am into my properties for around 85k-100k (that is there market value) and my i...

I'm getting conventional financing on a 4 unit property with a purchase price of $130k. The appraisal came back with a rebuild cost of $428k and my bank says my insurance must be for at least 80% of this cost.

I was...

We own seven multifamilies, with about 18 units, in a town where the cost of rebuilding is double what the properties are currently worth (even though they're all mostly renovated, in good shape, and bringing in an ex...

Been shopping around for a new insurance provider for my rental properties. Currently I have 3 properties and USAA insures them all. Below are the detailsProperty 1 - Built 1985 - 2 Bed - 1.5 Bath - 1200 sqft. - Rebui...

Hey all, was hoping I could get some advice from other investors in RI. Im in the process of buying my first property. Its a 3 unit multi family. Purchase price is $207k, it appraised at $235k. Im to the point where ...

Hi all, Should I insure my rental for its rebuild cost or market value? This is if the property is completely destroyed by tornado or fire. Any recommendations? Currently I am buying a SFR for 81K, appraised at 90K

My insurance agent is being less than forthcoming when it comes to info on homeowners insurance options. I'm trying to compare RC to ACV and she won't give me all of the options. The company has placed too high a valu...

Hey Guys,I'm closing on my first investment property next week (a 6-unit residential property) and I'm shopping for an insurance policy.  For commercial units what factors should I be considering other than the obviou...

Tldr- Looking for advice or expertise on getting a 90/10 loan on legal non conforming owner occupied property. Bonus points if you know solutions in Colorado Springs.
Long story - under contract on a legal non confor...

I would like some input on what type of insurance I should get on the double I am about to purchase. Right now I have rebuild value which is about $147.00 per month.  Should I get appraised value?  The rebuild value ...