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Updated over 7 years ago on . Most recent reply
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How to know if you're over insured...
BP,
Just wondering what level of insurance everyone has got. I feel like I'm a little over insured and just wanted to see your thoughts. I am into my properties for around 85k-100k (that is there market value) and my insurance has my rebuild values any where from 120-150k. Am I overpaying for my insurance? Should I lower my coverage rate to reflect my level of investment into the property to increase my cash flow? Any and all help is appreciated! Thanks for the help.