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Updated over 7 years ago on . Most recent reply

John Roeder's profile image
John Roeder's profile image
John Roeder
  • Investor
  • from San Clemente, California
  • Member since Aug 17, 2014
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User Stats

40
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5
Votes
John Roeder's profile image
John Roeder's profile image
John Roeder
  • Investor
  • from San Clemente, California
  • Member since Aug 17, 2014
Connect
John Roeder
  • Investor
  • San Clemente, CA
5
Votes |
40
Posts
General Real Estate Investing

How to know if you're over insured...

John Roeder
  • Investor
  • San Clemente, CA
Posted

BP,

Just wondering what level of insurance everyone has got. I feel like I'm a little over insured and just wanted to see your thoughts. I am into my properties for around 85k-100k (that is there market value) and my insurance has my rebuild values any where from 120-150k. Am I overpaying for my insurance? Should I lower my coverage rate to reflect my level of investment into the property to increase my cash flow? Any and all help is appreciated! Thanks for the help. 

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