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Results (3944)
John Stanaway Will any lenders consider future rental income and bonus pay?
21 December 2019 | 2 replies

I’m looking to purchase a new home and turn my current home into a rental.  My current mortgage is over two years old for those wondering.  To offset my current DTI I need to find a lender who will consider future ren...

Meggie Ferreira Where to invest currently (4Q) in 2022?
17 October 2022 | 16 replies

Hi all! I would love input on markets good for investment right now in 2022. I’m been looking in OH, but cash flow is a little under 1% rule and lead certification is making me to think twice. Any thoughts of good mar...

Heather U. what to do AFTER using a Heloc to purchase rental
26 February 2019 | 6 replies

I have used a Heloc from my primary house to put a down payment down on a rental. I got that far.  Now, however, I can't find any articles/guidance as to how to pay the mortgage and the Heloc.  I know to put my salary...

Hannah Costello Do you need a salary to get a mortgage?
24 January 2020 | 13 replies

My goal is to get my first property by the end of 2020. I would like to house-hack a multi-unit home and use an FHA loan, but unfortunately I just lost my job. Do you need a salary to qualify for a loan? What if you h...

Thomas Klein DTI stopped my refinance
21 February 2021 | 18 replies

Hey all,
Hope everyone is doing well. I wanted some feedback on a great problem to have. (I think...)I thought I had good rentals. Haha 
The credit union I use (Space Coast Credit Union) told me my DTI was too high ...

Yomato Ugo I just got rejected by Chase because of low income now what ?
14 November 2019 | 10 replies

Hey Guys,First post on Bigger Pockets, been lurking on podcasts and what not.Anywho, I just graduated college have an accounting degree making about 45K in NYC (kinda low but working on CPA). Anywho I have about 350K ...

Susan Bearce Disregarded Entity for LLC?
26 August 2023 | 21 replies

Hi All,I am curious how other investors file their LLC when applying for their TIN. A partnership, corporation or disregarded entity?

Vasia Pupkin What house can I afford?
22 April 2011 | 7 replies

Hi,
I am a complete newbie. So here is my situation.
I am about to graduate and I have accepted an offer with a starting salary of $72000 with a note that the salary will increase to $80k in 1-2 years if I pass t...

John Buffet 33 Year Old First Time Home Buyer Needs HELP!
31 August 2021 | 19 replies

Hello all, 
I'm a 33 year old teacher from New York and I would love your help. I'm single with no kids at the moment. I currently live with my dad and I'd like to move out. My plan was to buy a 2 family home, live i...

Chris Lounsbury New and getting started with very little money
25 February 2015 | 6 replies

Hey everyone, just wanted to introduce myself to the BP world with a quick about me and what my plans are.  I was born and raised in Orange County, NY, but am planning on making the move to Southern California in the ...