Marcus Geiser
Rebuilding credit: A Journey Toward 720
What else can I do to improve credit?I let my credit slip slide away. I am now scoring 630 with a repo for a truck on my credit. Here is what I am doing:I have monitoring set up.Got a BOA secured card. Which led me to...
Alessandro A.
Using A Personal Loan To Purchase a Property
I have about 90k in cash. I found a good deal with a 90k purchase price that needs $7k in rehab. I am considering a personal loan from a lender such as Lightstream for about 35k and funding the rest of my deal with my...
Dustin Strahle
Need directions. Credit advice
Long story short, I have owned homes most of my life. I remodel houses and most of my houses in the past have been bought cheap, fixed up and sold. I went through a divorce 7 years ago and screwed up my credit. I h...
Burt L.
Is FHA More Lenient About DTI When Using Cosigner Than Conventional?
I will be seeking either a 3% Conventional or 3.5% FHA loan. Credit is at 715-720 (720 is much better) but I will have a high DTI and can obtain a family cosigner with significant income and low debt. My understanding...
James Maradits
Tapping into Equity without income verification
I'm looking to utilize a portion of my $100k + in equity in my personal residence to use for acquisitions and short term holds. I formerly had a HELOC that I used to flip properties with, but I have since sold the ho...
Karen Coffelt
Newbie wants a better life
Hey everyone, I'm fairly new here. I signed up at some point last year, but I can't even remember when. Can't remember if I introduced myself.Anyhow, I haven't really delved into this too seriously, probably because I...
Patrick Rowe
I have a question about analyzing a 8 plex
I have 2 4 plexes under contract and both buildings have the same address. Do I value them based off the Income or Sales comp? The 4 plexes are set up like townhomes. The agent said the unIts can be sold individually...
Cate McConnell
Background checking commercial tenants?
Hello. We're small landlords with office condos. Has anyone found a great service/tool to background check commercial tenants? Cozy and TransUnion SmartMove are fine, but are for residential tenants. Appreciate sugges...
Leesa Lee
Where to get extra funds for a fix and flip
I did an application with a private lender who would give me 70% of the purchase price to start on my first fix and flip but in order for me to get started and to get the funds, they stated I needed to have at least 2...
David Hobbs
Chapter 13
Due to changing circumstances that I (should have but) didn't plan for, I have had to file Chapter 13 to keep my house. The move has put me in a much more stable place financially but of course my credit score will t...