Tapping into Equity without income verification

[James Maradits]

I'm looking to utilize a portion of my $100k + in equity in my personal residence to use for acquisitions and short term holds. I formerly had a HELOC that I used to flip properties with, but I have since sold the home it was secured to. I would like to get another HELOC, but I have recently become self employed so I don't have the income verification the big banks want to see.

I have strong credit (750+ last I checked), cash reserves, and over $100k in home equity. Does anyone have recommendations for a lender that would provide a credit line, even at a low LTV (50%?) given my current situation? Ideally without an absurd interest rate.

[Rick Birkenstock]

Following this thread. I'm in a similar situation; close to $1m in equity I can't unlock on my primary residence because I run my own business and pay myself peanuts ... so the bank looked at me like a leper when I applied for a HELOC. Doesn't matter that I've never missed a payment, pay additional principal every month, 840 credit, been with the bank that holds my mortgage for 20 years, etc etc. They have their rules and you can't get them to bend. I've also tried the credit union route; no dice.