Hunter Wilburn
Can lenders remove late payments from your credit history?
I recently went to apply for a loan and was denied due to late payments on a former property I lost in a divorce. Long story short. She quit making payments and refused to sell. Fortunately I learned about short sales...
Mark Beekman
How long for an inquiry to show on credit report?
Anyone know how long it takes for an inquiry to show up on your credit report from a credit card application? Someone told me it takes around 30 days, and someone else told me it's instantaneous.
Kay Harts
Timeshare Damaged Credit Pursuing 1st Rental Property
My husband & I are eager to purchase our 1st rental property, but we're challenged by financing it. My credit score has always been in the mid to upper 700's but was badly damaged by a timeshare that I purchased ...
Josh Sterling
Have a judgement, how to get it on credit report
I have a judgement from a former tenant for $1700. I didn't think I would ever see any of it so I tried to work out a deal that if he paid me $100/month for 10 months I would accept $1,000 as payment in full.
Well bel...
Brandon Malone
Reporting Rent Payments to Credit Unions
Need some thoughts on this. The property management system I use now has the capability to allow tenants to opt-in for credit reporting. Is this something I can require or simply inform all future tenants that payment...
Dawne Morris
Need Refinancing advice
I am currently in a very high interest hard money mortgage that balloons in September 2025. Our house is assessed at 415000 and the mortgage is 269000 and not declining because everything goes to interest, taxes, and ...
Benjamin DuPont
Reporting Rent collection to Credit Companies
Listening to BP podcast recently they mentioned a way to help tenants and report rent collection to the Credit companies. I have not been able to find good posts on it here, or any solid suggested ways on the web. S...
Dan Miller
pre-foreclosure lists
Can anyone tell me the best source for regular preforeclosure lists (outside of the courthouse)? I'm looking for preforeclosures in DC, so not foreclosed homes or auctions. There are so many, so I have no idea what'...
Josh Brown
Low Credit Score Keeping Me From Acquiring First Rental
I've been on this journey to repair my credit for about 6 months now. My credit score is a 499 and slowly-very slowly-climbing. I have an unsecured credit card I'm using to build on it, and that's about it. I want to ...
Arthur Toma
Rent Reporting for building credit
Hello, I am wondering if anyone has any experience or recommendations for rent reporting to help tenants build credit. I was recently asked by tenants if this was an option so I wanted to look into it more. A free app...